Strong, Safe, Local – That is “Your” Iowa State Bank! Let’s start by setting the record straight: Iowa State Bank and the banking industry are both safe and sound. Your locally owned and managed Iowa State Bank is highly capitalized and prepared for the economic fluctuations that have and will occur in our ever changing economy. The housing market turmoil has not impacted Northwest Iowa or the entire Iowa mortgage market. Iowa State Bank lenders have and will continue to make home loans that are appropriate for the customers net worth, income and borrowing capacity. We are an FDIC insured institution which means your individual account is federally insured up to $100,000 with additional protection for joint accounts, and $250,000 for a retirement account. (Please visit the FDIC website www.fdic.gov for more information) Iowa State Bank continues to be a strong and stable Bank that will continue to treat your deposit money with a strong sense of duty to keep it safe and working for you as we continue to invest in our local communities. Thank you for being a customer of Iowa State Bank! Leroy Van Kekerix President/CEO