Account Name

Free Checking

NOW Account

NOW Account for Senior Citizens

Description

Our simplest and lowest-cost account, designed for people who want economy and unlimited check writing!

This account is perfect for those who are comfortable maintaining a higher balance and want to earn interest!

Designed for individuals aged 62+ with extra advantages at no extra cost!

Minimum
Balance

None

$500 minimum balance or $1,500 average collected balance

None

Monthly
Service
Charge

None

$5.00 plus sales tax per month and $0.20 per check written if minimum balance is not maintained

None

Interest

No

Yes, current rate is paid monthly on all positive balances

Yes, current rate is paid monthly on all positive balances

Additional
Benefits





* Available to consumer-owned accounts in good standing only.

• Unlimited check writing
• Free ISB ATM Access
• Free Ready Phone Banking
• Free SHAZAM®Chek Card
• Free Ready Net
• Free Ready Protection*
• Ready View Check Images
• 1st box of checks free
(style designated by ISB)

• Unlimited check writing
• Free ISB ATM Access
• Free Ready Phone Banking
• Free SHAZAM®Chek Card
• Free Ready Net
• Free Ready Protection*
• Ready View Check Images
• 1st box of checks free
(style designated by ISB)

• Unlimited check writing
• Free ISB ATM Access
• Free Ready Phone Banking
• Free SHAZAM®Chek Card
• Free Ready Net
• Free Ready Protection*
• Ready View Check Images
• 10 free photocopies per month
• 1st box of checks free
(style designated by ISB)