Whether it's time to purchase your first home, move to a new home, or refinance your existing mortgage, Iowa State Bank offers responsive service and multiple real estate loan options. We offer a variety of programs. Options available include down payment assistance, 100% financing, matching fund grants, and many more.

Fixed Rate Mortgage Loans – Loans are based on a fixed interest rate and monthly payment schedule. Interest rates are always competitive with terms to suit your needs.

Adjustable Rate Mortgage Loans (ARMs) – This loan offers the borrower a lower initial rate than is available with the conventional fixed rate mortgage with the same great service.

Home Equity and Home Improvement Loans - This type of non- revolving installment loan uses the equity you have built in your home to finance home improvements, consolidate debt, pay for college expenses, or cover other major purchases.

Home Equity Line of Credit - This type of revolving line of credit allows you to use the equity in your home to provide you with the freedom of your own personal line of credit. Set up the line of credit and write the check when you need it. You can repay and borrow again, as you need.

Construction Loans - When building a home, we offer flexible terms and conditions to make it easy for you to finance your construction loan and permanent loan all in one place.

Apply on-line at http://iowastatebank.mortgagewebcenter.com
or contact an Iowa State Bank Loan Officer for more information.