Kasasa Cash is more than a free checking account. It's high rates and awesome rewards. Line your pockets with monthly payouts, on top of free checking and no minimum balance required to earn the rewards. We'll also pay back your ATM fees nationwide. So no worries if your newfound good fortune takes you across the country. Kasasa has you covered from coast to coast.
Each time you qualify on Kasasa Cash, you get:
High rates and refunds from ATM fees nationwide* from Kasasa Cash are automatically deposited into your high rate Kasasa Saver account.
• 3.25% APY* on Kasasa Cash balances up to $10,000 if qualifications are met. (See PDF flyer for more details)
• 0.10% APY* on Kasasa Cash balances if qualifications are not met. (See PDF flyer for more details)
Download our PDF Flyer for more information on Kasasa Cash and Saver - [Download]
How high are "high rates"?
So high that Kasasa Cash rates make the national average look — well, average. That is, if your checking account pays you anything at all.
Cash in on rates you'd expect from a CD, not a checking account. And you still get free checking with no monthly service fee, a free debit card, free online banking, and no minimum balance.
Free or fee. You make the call. Kasasa Cash is free, always free — no monthly service fee, no matter your balance. Stack cash high or just scrape by, Kasasa Cash rewards you either way.
$5,587.* That's how much you need to avoid monthly service fees on interest-bearing accounts — the ones that aren't Kasasa, that is. The Kasasa minimum balance to earn high interest? $0. Simple math, simple decision.
* Bankrate Survey, 2011
Roam free at any ATM, coast-to-coast.
Don't let ATM fees poke a one-way hole in your wallet. Withdraw cash worry-free at any ATM, nationwide. And your hard-earned bucks land right back where they belong — in your Kasasa account, every time you qualify.
Kasasa returns your cash to its rightful owner. After all, it's your money. You shouldn't pay a price just to use it.
And remember, it's not just refunds on your ATM fees. It's free checking that pays high rates with no minimum balance required to earn the rewards.
Save time, earn rewards — win-win!
Bank with simple, time-saving tools and we'll reward you. Qualify for our highest rates and nationwide ATM fee refunds each month when you do easy things, like:
There's never a penalty fee if you come up short on Kasasa Cash qualifications, and you still earn a base rate. Plus, get right back to earning your full Kasasa Cash rewards the very next month!
*APY=Annual Percentage Yield. APYs accurate as of 12/17/2012. Rates may change after account is opened. Minimum to open is $1 for Kasasa Cash and $0 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle. ATM refunds are automatically transferred to Kasasa Saver each statement cycle. (2) balances up to $10,000 receive APY of 3.25%; and (3) balances over $10,000 earn 0.50% interest rate on the portion of the balance over $10,000, resulting in 3.25% - 0.75% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.10% APY. Qualifying transactions must post to and clear Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and clear account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 1.15%; and (2) balances over $10,000 in Kasasa Saver earn 0.50% interest rate on portion of balance over $10,000, resulting in 1.15% - 0.56% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.10% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Now You Can Get for Money to Save – Automatically – free Free Debit Card No Monthly Service Fee Free Online Banking & Bill Pay No Minimum Balance to Earn Rewards If you don't qualify, don't worry! You still have a free account, free debit card, and you can get back to earning interest on your savings and checking, plus ATM fee refunds the next time you qualify.
© 2011 Iowa State Bank