Online Banking Account Types

Kasasa Saver

Home Personal Savings Accounts Kasasa Saver

Save More Money With No Extra Work

High rates. No hassle. How high can Kasasa Saver go? Really high. And it’s free, so there are no monthly service charges to knock down your bottom line. Grow your savings automatically when we transfer your rewards from Kasasa Cash or Cash Back to Kasasa Saver, hands-free!

Save more with less. Earn high rates, even on low balances. Kasasa Saver is here to help you save, no matter how low your balance starts. That’s the point of saving. You shouldn't have to have big money to save big money.

Make more of your rewards. Turn your ATM fee refunds from Kasasa Cash or Cash Back into sky-scraping savings. It’s more than cash recouped. It’s cash rewarded. We pay your ATM fees straight back to your free Kasasa Saver account — letting you set aside a little extra without the effort.

Earn 0.75% APY* on Kasasa Saver

balances up to $10,000
if qualifications are met

For information on Kasasa Saver balances over $10,000 see disclosures below. 

if qualifications are met


Earn 0.10% APY* on all Kasasa Saver*

balances if qualifications are not met

Must be linked to your free Kasasa Cash or Kasasa Cash Back checking account for easy savings

  • Free savings that yields high interest
  • No monthly service charge
  • No minimum balance requirement
  • $1.00 minimum deposit to open

Free online services include:

  • Free online banking with bill pay
  • Free mobile banking
  • Free eStatements
  • Free telephone banking

No additional qualifications. Earn your Kasasa Cash rewards and, congrats — you already qualify for a higher Kasasa Saver rate, no additional qualifications! And if you miss a month, don’t sweat it. You still earn a base-rate on your savings.

For more clarification, please see our Qualifications Calendar


* APY = Annual Percentage Yield. APYs accurate as of 2/14/2023. Rates may change after account is opened. Minimum to open account is $1.00 for Kasasa Cash, Kasasa Cash Back, and for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) ATM fees incurred during qualifications cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle. ATM refunds are automatically transferred to Kasasa Saver each statement cycle (2) balances up to $10,000 receive APY of 0.75%; and (3) balances over $10,000 earn 0.50% interest rate on the portion of the balance over $10,000, resulting in 0.75% - 0..52% APY depending on balance in account. If qualifications are not met on Kasasa Cash or Kasasa Cash Back all balances earn 0.10% APY. Qualifying transactions must post to and settle Kasasa Cash or Kasasa Cash Back account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM processed transactions do not count toward qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. Transfers between accounts do not count as qualifying transactions. Limit one account per social security number. ATM receipt must be presented for reimbursement if over $5.00. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

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