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Home Personal Credit Card

Make Purchases. Earn Rewards!

You need to buy things every day. You also need to build up your credit to help with buying a home or a new car. We have a solution that helps with both: a personal Visa® credit card.

Plus, with the use of the Iowa State Bank credit card you will earn bonus points that you can redeem for gifts, travel, and more. The ScoreCard Rewards program is among the best in the industry. 

Online Card Account Access


There are several benefits to using a personal credit card:

  1. More suitable for smaller expenses and easier to get than a line of credit.

  2. They can be used if you don't currently have money on hand.

  3. Using a credit card responsibly can help boost your credit history.

  4. You can earn rewards for yourself.

  5. Credit cards offer greater convenience over cash or checks.

  6. Statements help you track your purchases.


Plus, we make using your credit card as convenient as possible!

  • You make all your payments directly with us! You can even use our drive-ups or night drop boxes to make card payments.
  • You can also pay bills and manage your account online at
  • In addition to 24-hour customer service from VISA® (800-423-7503), you can also get the personal service you're used to at any of our offices!
  • Now supporting Mobile Wallet!

How to get started with your personal credit card

Simply download, print and fill out our application PDF, and then bring it to your nearest Iowa State Bank office.

Personal Credit Card Application (PDF) 


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