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Tips for First-Time Homebuyers

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Tips for First-Time Homebuyers

Posted On: April 6, 2018 by Iowa State Bank in: General

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Purchasing a home is one of the biggest financial purchases you will make in your lifetime. At Iowa State Bank we want to take the confusion, frustration, and worry out of the mortgage process. It is always helpful to meet and talk with one of our experienced mortgage lenders, but here are some helpful hints while you get started on the process! Get prequalified! One of the first things your Realtor will ask you is if you have been pre-qualified to purchase a home. We recommend that you do this before looking at homes so you have a good understanding of what you can qualify for, what you can afford, and you have a letter in hand when you start looking so you are ready to make an offer if your dream home comes on the market! What is the difference between being prequalified and preapproved? A prequalification is a basic application where the bank will run your credit report but doesn’t require any verification documents. A preapproval is a more in-depth look at your information Read More

Recent Blog Posts

  • Tips for First-Time Homebuyers

    April 6, 2018

    Categories: General

    Purchasing a home is one of the biggest financial purchases you will make in your lifetime. At Iowa State Bank we want to take the confusion, frustration, and worry out of the mortgage process. It is always helpful to meet and talk with one of our experienced mortgage lenders, but here are some helpful hints while you get started on the process! Get prequalified! One of the first things your Realtor will ask you is if you have been pre-qualified to purchase a home. We recommend that you do this
    Read More

    Tags: Mortgage Lending

  • Product of the Month - SHAZAM BOLT$

    February 8, 2018

    Categories: Product Profile

    The SHAZAM® BOLT$™ app lets you receive alerts about potentially fraudulent activity, check balance information, send person-to-person money transfers, block and unblock your card and locate surcharge-free ATMs.   With the SHAZAM® BOLT$™ mobile app you’ll enjoy the convenience of mobile and the flexibility to manage your accounts wherever the road takes you. The app is enhanced with person-to-person (P2P) money transfers, the ability to block and unblock your
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