Online Banking Account Types

Ready Reserve

Home Loans Ready Reserve

A Safety Net for Emergencies

We all make mistakes; we all deal with emergencies. 

Ready Reserve is a pre-approved unsecured personal loan that's there when you need additional funds. It is designed to:

  • Act as overdraft protection for your checking account.
  • Help you eliminate costly returned-check fees or declined transactions.
  • Be there for you when emergencies and unplanned expenses come up.

Terms of Using Ready Reserve

  • 18.00% APR (Annual Percentage Rate)
  • 12 month maximum term
  • $20.00 annual fee
  • Minimum payment is 15.00% of loan balance or $25.00 per month, whichever is greater.
  • $15.00 late charge if loan payment is not paid within 10 days of payment due date.

Call us or visit our nearest location for an application or more information.

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