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How Do I Receive My Tax Refund Via Direct Deposit
December 7, 2018
Categories: General
The end of the year is just around the corner, which signals the beginning of everyone’s favorite part of the year: tax season, or as we like to think of it, refund season! Tax season can be stressful, but did you know that nearly 80% of people who file a return will receive a tax refund check? Yes. You read that correctly. Uncle Sam has refunded an average of $3,120 over the past few years. If you’re eagerly awaiting that big payday like most Americans, you’ll want to receive
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Digital Wallet and Tokenization Explained
October 24, 2018
Categories: General
What is a “Digital Wallet” and what does “Tokenization” mean? With mobile phones in widespread use, the payments industry is gearing up for a future beyond card plastic as consumer adoption of mobile-device payments steadily increases. As Iowa State Bank gets closer to adopting digital payments for our debit and credit cards, here is an introduction about digital wallets and the technology used with them called “Tokenization”. What is a digital
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Mortgage Loans - Why Borrow Locally
May 25, 2018
Categories: General
With the large number of national advertisements coming across your screen for getting approved for a mortgage, it may be tempting to just click and start entering your information to get a mortgage. Before you take the plunge with a large, national mortgage lender, let’s look at the top 10 reasons to get your mortgage locally at a home town bank, like Iowa State Bank! Easy Application - You can apply online, by phone, or if you prefer, meet one on one with an experienced lender that will
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Tips for First-Time Homebuyers
April 6, 2018
Categories: General
Purchasing a home is one of the biggest financial purchases you will make in your lifetime. At Iowa State Bank we want to take the confusion, frustration, and worry out of the mortgage process. It is always helpful to meet and talk with one of our experienced mortgage lenders, but here are some helpful hints while you get started on the process! Get prequalified! One of the first things your Realtor will ask you is if you have been pre-qualified to purchase a home. We recommend that you do this
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