Holiday Spending Tips

Holiday spending can easily spin out of control, so don't let 'Ho! Ho! Ho!' turn into 'Owe! Owe! Owe!' While it can feel great to give, it’s important to know what you can afford so you’re not stuck paying for this year’s gifts – and the interest charges – well into next year. So how can you keep from overspending? Set a budget and stick to it. Keep all your normal expenses in mind – such as food, utilities, other regular monthly payments